CleverDo App 4.6

The CleverDo App is currently accessible by invitation only.

CleverDo serves as a comprehensive mobile application that provides an array of banking and financial services tailored to user needs. Users can easily open a EUR IBAN bank account without incurring monthly fees or adhering to minimum deposit requirements. The account activation process is streamlined, allowing for set-up within minutes.

The application features two distinct plans: Pay-As-You-Go and SMART. The Pay-As-You-Go plan offers a CleverPay IBAN account that incurs no monthly fees and does not require minimum deposits. This account can function as either a GIG or Salary account, allowing users to send and receive funds via SEPA Instant transfers or CleverDo's internal services to other CleverDo users instantly.

The SMART plan encompasses all the benefits of the Pay-As-You-Go plan but entails a nominal quarterly fee. Subscribers to this plan gain unlimited account balance benefits, pending compliance approval, along with discounts of up to 50% on service fees. This plan appears designed for users who engage with their accounts more frequently.

With the CleverDo App, users benefit from hassle-free onboarding alongside instant access to various services such as money transfers, both to other bank accounts and within the CleverDo ecosystem. Features such as the ability to request funds from fellow CleverDo users and monitor transaction history further enhance user experience.

In summary, the CleverDo App presents a practical and dependable option for managing personal finances while on the move. It is particularly appealing for individuals in search of a fee-free banking solution that prioritizes ease of activation and instant transfer capabilities.

• Simplified sign-up and registration process
• No monthly fees or minimum deposits
• EUR IBAN Bank Account
• Free internal money transfers
• Instant SEPA transfers to external bank accounts
• Immediate global transfers to other CleverDo users
• Comprehensive transaction overview

Note: Unlimited account balance is contingent upon CleverDo compliance's approval of Proof of Funds; until then, the maximum account balance is set at €3,000. Additionally, KYC approval will be necessary to access CleverDo's banking services.

At present, the CleverDo App operates on an invite-only basis.